DAMPAK LITERASI DIGITAL DAN FAKTOR DEMOGRAFI TERHADAP PERILAKU KEUANGAN PINJAMAN ONLINE DI MASA PANDEMI COVID-19. JAZ:Jurnal Akuntansi Unihaz, [S. l.], v. 4, n. 2, p. 259–270, 2021. DOI: 10.32663/jaz.v4i2.2450. Disponível em: https://www.journals.unihaz.ac.id/index.php/jaz/article/view/2450. Acesso em: 6 feb. 2026.